I had to share this...
As someone who is in credit/school loan debt, I know almost EVERY SINGLE friend of mine is in BOTH and is lucky if they only have one. I read this on Essence online on how this woman changed everything around after being $100,000 in CREDIT CARD DEBT. She was splurging on TRIPS, thats definitely worse than some shoes and bags. That's how her numbers jumped through the roof.
Read her article.
Then visit these two sites:
Mint.com
Debtorsanonymous.org
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